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Loan Qualifications in Lancaster New City Cavite

Why Buy a Home at Profriends

  • Now you can buy your dream house that your family completely deserves.

Who can to apply for a bank loan?

  • Only Filipino citizens are allowed to apply for a Bank loan.
  • Filipinos who are already US, UK, Australian, Canadian citizens or citizens of other countries that has Dual Citizenship

Who are qualified to apply for bank housing loan?
(for locally employed / ofw / self employed / online worker)

  • At least 21 yrs old and not more than 50 yrs. old.
  • Filipino citizen or Filipino Immigrant
  • Working with salary. Self-employed / Online with regular income
  • Legally married. If separated, present divorce or annulment papers.
  • No unpaid credit card years ago.
  • No pending legal cases.

Who are qualified to apply for inhouse loan
(for locally employed / ofw / self employed / online worker)

  • At least 21 yrs old and not more than 50 yrs. old.
  • Filipino citizen or Filipino Immigrant
  • Working with salary. Self-employed with regular income
  • Legally married. If separated, present divorce or annulment papers.

Eligible Age of Borrower

  • At least 18 yrs old for UCPB Bank
  • At least 21 yrs old for Metrobank
  • Buyer must not be over 60 yrs old when loan matures.

What is the Maximum Term of Bank Loan

  • Bank Financing:
    • OFW – 15 yrs.
    • Locally employed – 20 yrs.
  • In-house Financing:
    • OFW – 10 yrs.
    • Locally employed – 10 yrs.

Mode of Payment

  •  Postdated Checks or Automatic Debit Arrangement from Bank account